At Derby Motorhomes, there’s nothing we enjoy doing better than helping our clients and potential clients learn more about motorhomes. So, we’ve built up quite an extensive database of frequently asked questions or “motorhome FAQs”.

We couldn’t do better than to share some of those frequently asked questions.

Do I need a special licence to drive a motorhome?

The answer is just a little more complicated than you might have imagined and depends on your age, when you passed your driving test, and the weight of the motorhome you intend to drive.

Please visit the Government website here for the most up to date information.

How easy are motorhomes to drive?

In terms of the basics, they’re not significantly different from a car, and most or all of the controls will be familiar. The designers have also put huge amounts of effort into making them easy to drive.

It’s worth remembering, however, that once they’re fully laden, they’ll be much heavier than most conventional cars and their handling characteristics will be different as a result. It’s not a question of easier or harder, it’s just that they’ll feel “different”.

The larger the motorhome you choose, the more you’ll notice that handling difference over and above a car.

Almost everybody gets to grips with this very quickly. There are courses you can take to help, and they might be advisable – particularly for the larger motorhomes. Motorhome manoeuvring courses are offered both by the Caravan and Motorhome Club and by the Camping and Caravanning Club.

Don’t also forget that you may need to change your driving licence category (as we explained above).

What are these giant US motorhomes I see on TV?

In the US, motorhomes are typically called “Recreational Vehicles” or “RVs”.

Some are almost the length and weight of an articulated lorry, and biggest of these types of US RV would not be road-legal in the UK or EU.

Some that are imported into the UK are road-legal, of course. Keep in mind that parts and servicing might be an issue and that in some cases they may not be drivable with a standard licence.

Are the bigger motorhomes the most expensive?

This one is commonly encountered in motorhome FAQs – and, as a general rule, of course, the answer is yes – but that’s not always the case.

For example, a slightly smaller model that’s a prestigious marque and superbly and luxuriously equipped might command a higher price than a slightly larger campervan.

It’s rather like comparing say a small Porsche to a large Ford. In the case of some campervans, you’re paying for engineering, build quality and design, not its cubic volume inside.

Can I drive my motorhome anywhere, on any public road?

Yes! Of course, you will have to comply with any road signs indicating that there is a limit on height or weight of a vehicle (if your motorhome exceeds it).

Some “unmade-up” roads in poor condition or off-road tracks might also be unadvisable for larger vehicles, including motorhomes. That’s largely a question of common sense.

Is it cheaper to buy a motorhome second hand?

It is – but subject to a couple of caveats:

motorhomes hold their values well if they’ve been looked after. Don’t expect to see the same percentage depreciation on a two-year-old motorhome as you might expect to see with a two-year-old car;
be sensible when purchasing a second-hand motorhome from a private individual. Unless you’re an expert, that could be risky in mechanical terms, and you’ll get little or no post-sales support.

As a final tip, of course, remember that if a second-hand motorhome price from a private seller seems too good to be true – that is highly likely to be the case.

Why do I see advertisements for seasonal motorhome storage?

Comparatively few people wish to use their motorhomes in the winter months.

Just like any other vehicle that’s parked-up and not in use, the weather can start to take its toll. Given the cost of such vehicles, many owners prefer to put them into secure and weather-proof storage units over the winter months.

Your insurance provider might also offer you discounts for doing so!

How do I find places to park or stay overnight in a motorhome?

You can stay at designated motorhome and caravan parks, which offer various facilities like waste disposal, water refill stations, and electric hook-ups. Some apps and websites also list free or low-cost overnight parking spots, such as pub car parks. However, always ask permission before parking on private land.

When parking up your motorhome, make sure you meet your obligations under any motorhome insurance policy you have – there may be stipulations as to where you can and cannot park up.

What facilities do campsites in the UK offer for motorhomes?

Most campsites provide electric hook-ups, water refill stations, waste disposal points, showers, and laundry facilities. Some higher-end sites may offer Wi-Fi, restaurants, or leisure facilities. It’s a good idea to research and book in advance, especially during peak seasons.

How do I manage water and waste in a motorhome?

Your motorhome will have a freshwater tank for drinking and washing, and a greywater tank for wastewater from sinks and showers. Waste tanks need to be emptied regularly at designated disposal points. Always refill your freshwater tank and empty waste tanks before hitting the road.

What size motorhome is right for me?

This depends on your travel plans and how many people will be using the motorhome. Smaller motorhomes or campervans are more manoeuvrable and easier to park, making them ideal for couples or solo travellers. Larger motorhomes offer more living space and amenities, but may be harder to drive and park.

How do motorhomes handle heating and hot water?

Most motorhomes are equipped with a dual-fuel heating system that uses gas and electric power to keep the interior warm and heat water for showers and sinks. Some modern motorhomes even come with underfloor heating for added comfort during colder months.

What is the difference between a motorhome and a campervan?

A motorhome is usually larger and comes with more built-in amenities, such as a full kitchen, shower, and fixed sleeping areas. Campervans are smaller, more compact, and often have fewer facilities, making them easier to drive and park in urban areas.

Can I use a motorhome in the winter?

Yes, motorhomes are suitable for year-round travel if properly equipped. Look for features like insulation, a reliable heating system, and double-glazed windows. Make sure to winterise your motorhome when temperatures drop, such as draining water systems to prevent freezing.

How much does it cost to insure a motorhome in the UK?

Motorhome insurance costs vary depending on factors such as the motorhome’s value, your driving history, and how often you use it. Policies typically cover accidental damage, theft, breakdowns, and third-party liability. Some providers also offer optional extras, like European travel cover.

How do I prepare my motorhome for long-term storage?

If you’re not using your motorhome for an extended period, you’ll need to take steps to prepare it for storage. This includes draining water systems, disconnecting the battery, cleaning the interior and exterior, and covering vents to prevent pests from getting inside. Consider using a breathable motorhome cover to protect it from the elements.

Is a shower going to work properly?

Yes, but you will need to be realistic – particularly in the smaller motorhomes.

Water is heavy and takes up a lot of space. As such, the supply is limited, and you’ll want to use it sparingly while on the road. That means that those long, high-pressure showers you take at home are unlikely to be matched by the shower experience in most motorhomes.

Having said that, most people find them perfectly adequate.

We hope these motorhome Faqs have proved useful!

A staycation in your motorhome is a brilliant way to enjoy everything the UK has to offer. Here’s why it’s such a fantastic option:

Go where you like, when you like

One of the best things about travelling in your motorhome is the flexibility it gives you. Forget about hotel check-in times or rigid schedules. Whether you fancy a last-minute trip to the Lake District, a visit to Cornwall’s beautiful coast, or a peaceful break in the Cotswolds, you can just pack up and set off whenever it suits you.

Save money on your holiday

Holidays in a motorhome can be much more budget-friendly than other types of travel. Once you’ve got your motorhome, you’re sorted for accommodation. Plus, cooking your meals means you won’t need to spend as much on eating out, making it a more affordable option compared to hotels or rental properties.

Home comforts wherever you go

Your motorhome is like a mini home on wheels, so you can take your favourite comforts with you. No more packing and unpacking at each stop or worrying about the facilities where you’re staying. You can set up your motorhome just the way you like it, ensuring every trip is cosy and familiar.

Discover hidden gems and scenic routes

The UK is full of stunning landscapes and hidden gems that are perfect for exploring. Unlike flying or train travel, a motorhome lets you take the scenic route, stop off when you want, and explore places off the beaten path. It’s an ideal way to find those special, lesser-known spots that make a holiday memorable.

Bring your pet along

If you’re a pet owner, a motorhome staycation means your furry friend can come with you. Many campsites and caravan parks in the UK are pet-friendly, so you won’t need to worry about kennels or pet sitters. Your pet gets to join in on the fun and enjoy the holiday with you.

Stay close to nature

One of the highlights of motorhome travel is how close you can get to nature. You can park by the sea, in a forest, or with a view of rolling hills. It’s the perfect way to relax, unwind, and soak up the natural beauty of the UK without giving up your home comforts. Waking up with a view right outside your window is an experience that’s hard to beat.

Your own space for safe travel

Having your own motorhome means you don’t have to share facilities with others, which adds peace of mind when it comes to hygiene and safety. You’re in control of your surroundings, making it a great way to travel while feeling secure.

Enjoy all-year-round adventures

The UK has something to offer in every season. In spring, explore national parks as they burst into life. Summer is great for beach trips and sunny getaways. Autumn brings beautiful drives through colourful landscapes, and with the right preparations, winter camping can be cosy and magical. Your motorhome makes it easy to take advantage of the best each season has to offer.

Why motorhomes and staycations work

Owning a motorhome gives you total freedom and flexibility – the freedom to go exactly where you want and do exactly what you want to do and the flexibility to do this whenever you wish and for as long as you want to, too.

A motorhome doesn’t have to be huge, it can be and can also have every extra known to mankind too; but then there’s it’s size to consider, it can affect where you travel – too big and English country lanes could prove a challenge; too small and either you won’t have sufficient storage space for clothes and things or, more accurately, the love of your life will but you won’t or, joking apart, too small could potentially restrict the length of time spent away from home.

Motorhomes are most definitely not “roughing it”

Well, a motorhome could be considered as “roughing it” by some I suppose but when you actually bother to take a closer look at some of them, well, nothing could be further from the truth.

Take Auto-Sleepers for example – they are the oldest UK motorhome manufacturer; every-one is hand built and quality oozes from every angle. Luxurious Belgian fabrics, quality furniture, kitchens a top chef would be proud of, and space abound – even in the smallest of models.

Then there’s features such as solar panels, re-fillable gas tanks, built-in satellite navigation systems, air conditioning – cab and habitation areas too in their Mercedes range; there’s even the option of remote, self-seeking satellite TV systems if you really don’t want to miss anything.

Setting the scene

What could be finer than sitting under your very-own sun awning drinking wine (or gin, beer, cider or any other favourite tipple for that matter) and simply “chilling out” whilst listening to your favourite music or reading the latest novel on your kindle?

If that’s not your “thing” then how about a day exploring the local countryside or walking and cycling to places of interest? Maybe visit the local beach or town centre for that all-important retail therapy hit.

Then there’s galleries and museums to consider or the local country estate, farm shop or National Trust venue – really, the list of potential activities is endless as are the wonderful places one could pitch-up in the UK alone.

You never know too, the urge to go abroad could still prove too great to resist, in which case there’s always the “tunnel” for quick, easy access to France and beyond or endless ferry routes for a more relaxed trip across the water, assuming we are allowed to travel abroad any time soon that is.

Imagine, a lovely warm evening, the sound of the ocean in the distance, a great burgundy, fresh French bread, cheese and a salad and all right on your own doorstep, for as long as you feel like it……

Going further afield

Don’t forget, motorhomes are welcomed throughout Europe and Europe’s an awfully big continent to explore and finding beautiful, isolated spots to call your own for a few days before moving on, aren’t difficult to find and the driving is all part of the holiday.

Remember too, once you have a motorhome, you also have the potential for hundreds of holidays, long or short, here, there, anywhere in fact – even a long weekend or simple overnighter somewhere local or just a day out in the countryside for that matter, the choice is yours and endless!

You’ll definitely have so very many more memories from a motorhome too so, when you sit down to consider the summer holidays, take a closer look at the motor home option and in particular Auto-Sleepers motor home range at Derby Motorhomes, you’re going to be very pleasantly surprised.

Staycation – happy holidays everyone.

Further reading: Destination inspiration for your motorhome holidays

Thinking about buying a motorhome but can’t manage an initial visit to the showroom? No worries! At Derby Motorhomes, we’ve made it super easy to explore your perfect motorhome from the comfort of your own home.

Here’s how we’ve got you covered.

Online services that bring the showroom to you

Thanks to today’s tech, getting a real feel for our motorhomes online is almost as good as being here in person.

On our website, you’ll find some video tours that show you everything—from the cosy interiors to the sleek exteriors—so you can really picture yourself in your future home on wheels.

But that’s not all. We also offer fully guided virtual tours where one of our friendly, knowledgeable team members will take you through the motorhome in real-time.

Got questions about the storage, kitchen layout, or where you’ll be sleeping? Fire away! We’ll give you all the answers you need to feel confident.

Personalised consultations, just for you

We know that buying a motorhome is a big decision, so we’re here to make the process as smooth as possible. Beyond the virtual tours, we offer personalised consultations over video or phone calls. Whether you want to talk motorhome finance options, part-exchange deals, insurance, or warranties, our team is ready to help.

Think of it as a chat with a mate who knows motorhomes inside out, you’ll get all the info and advice tailored to your needs..

Take your time in our virtual showroom

Once you’ve had your video tours and chats, you can keep browsing our virtual showroom at your own pace. See a motorhome that catches your eye? Go back to it as many times as you like. Compare models, check out key features, and weigh up your options without any pressure. One of the best bits? No queues, no tired feet—just you and your laptop or phone, browsing at your leisure.

Easy payment and hassle-free collection

We’ve made paying for your motorhome as simple as possible. Once you’ve made your choice and sorted out the details, you can pay for your motorhome by bank transfer prior to collection.

When it’s time to collect your new motorhome, our aftersales staff will arrange a morning or afternoon collection slot for you and we’ll even walk you through its full operation and features, so you’re all set to hit the road.

Ongoing support whenever you need it

Buying a motorhome is just the start of your journey, and we’re here to help you every mile of the way. Our servicing team is on hand for maintenance to keep your motorhome running smoothly. Got questions or need advice? We’re just an email or phone call away.

We’ve also packed our website with useful resources to help you keep your motorhome in great condition. From routine maintenance tips to seasonal prep guides, we’ve got everything you need to stay ahead.

Why choose Derby Motorhomes?

We know buying a motorhome is a big investment, and we want to make it as straightforward and stress-free as possible. Our focus on customer satisfaction, backed by our innovative online tools, makes us stand out. From browsing to collection, we’re here to make your motorhome purchase a relaxed and enjoyable experience.

Start your motorhome adventure today

Check out our wide range of motorhomes online and see just how easy it is to make your dream a reality. With Derby Motorhomes, expert advice, virtual tours, and personalised support are just a click away.

Start your adventure today and discover the freedom of motorhome ownership with complete peace of mind.

Buying a motorhome – it’s a decision you’re unlikely to take lightly. It’s almost certain to mean a significant investment. Plus, the wide range of options and choices you’ll need to make can prove bewildering.

Here at Derby Motorhomes, we can help with a lot of those decisions. Although the following top buying tips are aimed at people considering their first purchase in the field, if you’re a seasoned veteran, then you might also learn something new!

The terms you will encounter

As you begin to think about your possible purchase, it will be helpful to familiarise yourself with a few of the terms you are likely to encounter:

Motorhomes

these represent the upper end of the type of motor vehicle you may both drive and live in – they are sometimes called motor caravans;
at the front, there is the driver’s compartment – usually screened off or separated from the living quarters behind;
all tend to be spacious inside and are very well equipped;
however, there are still several sub-categories, generally divided by their size and the levels to which they are equipped;
at the top of the range, for example, are the large, roomy and luxuriously appointed American motorhomes from the iconic Winnebago, some might be so long they incorporate a third axle (a so-called tag axle), others might be coach-built “A” class motorhomes, while still others might be conventional coach-built homes on a standard chassis vehicle;

Camper vans

at the other end of the scale are more basic motorhomes, which are typically referred to as camper vans;
camper vans are medium to larger size conversions of mass-produced vans – the VW “combo” being perhaps one of the most widely used and affectionately owned versions.

Campervan versus motorhome

Broadly speaking, campervans are smaller and less well-equipped than full motorhomes.

Campervans are often exceedingly ingenious in their use of relatively limited space, but even so, there is a certain connotation of needing to “rough it” a little – hence the reference to camping in their name.

In our experience, motorhomes are usually favoured by families and more mature couples, who prefer a few luxuries in life. Campervans are typically more appealing to single people or younger couples – but that’s by no means a hard and fast rule!

Choosing your motorhome

In addition to that basic difference between motorhomes and campervans, it is vital to appreciate the vast range of motorhomes themselves – whether new or second-hand.

It is worth giving careful thought to how you intend to use your motorhome – in terms of its ease of driving and manoeuvrability, its size, level of accommodation and fitted equipment, and the number of people it needs to accommodate.

Parking and storing your motorhome when it is not in use may also be a significant consideration – especially given the length and size of some.

If it is to serve as a motor caravan, a home from home and base from which to enjoy your holidays with relatively little driving about in between, for example, you might want to choose a larger model, with higher standards of accommodation.

On the other hand, if it is to be used mainly for touring, with comfortable enough accommodation in which to sleep overnight, a more basic camper van is going to prove more manoeuvrable, cheaper to run, and may provide the ideal solution.

Big U.S. RVs

These Recreational Vehicles are undoubtedly eye-catching and a byword in luxury but remember that you may need to pass an LGV (Light Goods Vehicle) driving test before you are legally able to drive one.

Big versus small

In our experience, people new to this recreational field often assume that the bigger the motorhome, the better it will be for comfort, facilities and so on.

Actually, that’s not necessarily always so. Some motorhomes that are smaller in terms of their floor area might well have far superior levels of equipment to some that are technically larger. A lot depends upon the marque and the designers’ skills.

Think about a driving techniques course

The vast majority of motorhomes are easy to drive and, in many respects, they’re not significantly different from driving an ordinary car. In most cases, subject to your age, aspects of the vehicle’s weight and when your licence was issued, you may be able to drive them on a standard driving licence.

However, they are still slightly larger vehicles and may need a little getting used to in terms of things such as parking, manoeuvring, and reversing. This isn’t exactly rocket science, but there are some modestly-priced courses out there that will help you get to grips with safe driving techniques before you necessarily take your vehicle on the road.

The Caravan and Motorhome Club’s Motorhome Manoeuvring Course, for example, lasts just six hours but covers practically everything you are likely to need to know.

Do your homework – and speak to an expert.

Because of the extensive variation in styles, size, and suitability – not to mention cost – you might find it difficult matching what’s on sale to your particular needs and requirements.

For a much better comparison of both new and used motorhomes, therefore, you might want to visit a specialist motorhome dealer.

On that score, the larger, the better and the more comprehensive the range of motorhomes you can view while tracking down your perfect match.

The larger dealers, such as ourselves, who have established a reputation built on many years’ of experience are likely to offer not only extensive exhibition space but additional facilities, such as online chats and listings, to help you narrow down your search.

There are lots of great things to learn about motorhomes, and all of them will potentially have some influence on your eventual decision as to make and model etc.

Most of those lessons are positive ones, relating to different types of benefits that come with different versions of motorhomes. Still, it’s also important to be aware of certain things to watch out for too – and that is where our expertise and experience might come in.

Think, too, about what is important to you. It can be all too easy to go along to a couple of showrooms and be swayed by motorhome characteristics that might subsequently prove to be mostly irrelevant in your particular situation.

For example, the internal upholstery might be especially attractive in one model, but that will count for nothing if the driver and passenger seats prove to be uncomfortable on long journeys.

Before you go to a showroom, think about things such as:

how regularly you are going to use the vehicle on long-distance journeys. That might tell you a lot about your requirements for driving position comfort and things such as engine power and tolerable noise levels etc.;
just how many people it will need to accommodate, on average, over a typical year. Having multiple extra berths might be a lot less relevant to you than having a larger bathroom area (or vice versa); etc.

Of course, many other things should be on a list of this nature. The point is, have as good an idea as possible about your priorities before you start looking at individual motorhomes.

Look at your budget

Not only do motorhomes come in all shapes and sizes, but there are also just as many variations in the price – and that means giving careful thought to your budget.

It’s also fair to say that new motorhomes or those that are relatively modern, even if pre-owned and pre-loved, aren’t likely to be describable as “cheap”. Having said that, keep in mind the good news – typically they hold their value well in terms of future re-sales (unlike most cars).

Being clear how much you are willing/able to spend in advance is important in terms of influencing your viewing and researching strategy.

At the same time, however, try to avoid becoming fixated on price. True, there’s little point in evaluating motorhomes that you can’t afford. Even so, going around looking for the cheapest possible vehicle you can find isn’t always the most advisable tactic from a finance point of view.

For example, some motorhomes may depreciate rather more quickly than others. It can also be deeply frustrating to find after purchase that you may have saved £2,000 by selecting a cheaper model, but the result is a motorhome that just isn’t meeting your requirements.

While affordability and budget are significant factors, try to avoid thinking about the price before you are clear on your “must-have” requirements. Compromise is always a good thing, but it can be taken too far and leave you full of regret when using your new motorhome. That £2,000 might not seem such a big deal in those circumstances.

Don’t forget to take in to account other costs such as motorhome storage and motorhome insurance.

Clear your finances in advance

Nothing is more frustrating than getting excited about a particular motorhome, only to find that you can’t secure the financing subsequently. A variation on the same is when the decision on the money takes so long to come through that the vehicle is sold elsewhere in the meantime.

Make sure, therefore, that you have thought about your budget and agreed it in advance, in principle at least, with an individual funding provider. Significant numbers of motorhome dealerships might be able to assist you in your search for funding if required.

You’ll be pleased to know, therefore, that our finance service here at Derby Motorhomes offers a wide range of products designed to help fund your purchase – and, if your motorhome finance application is accepted, clearing those funds typically takes little time at all.

New or second-hand?

There is probably little we can add about the attraction of buying new rather than second-hand.

There’s probably nothing to equal the pleasure and satisfaction of knowing that you are the first ever to drive and sleep in a brand-new motorhome. On the other hand, assuming all else is equal, such as marque and model, a used motorhome is likely to cost less than one that’s brand new. And the depreciation will typically be less.

It’s always advisable to source a used motorhome from a reputable and highly experienced dealer. Purchasing from a street-corner generalist type car dealer might be risky, as they may lack the experience to offer you full advice.

Further reading: Auto-sleeper part exchange options.

A note of caution if you choose to buy privately

Purchasing privately from an owner is, of course, also an option. Apply all the usual review and research criteria. Do keep in mind that your legal rights of redress should something go wrong post-purchase, may be far more limited than might be the case if purchasing from a company.

Motorhomes typically hold their value far more than the average motor car. That means even if they are pre-used, they’re likely to cost you a substantial sum of money.

As a result, there are crooks out there who will seek to take advantage of unwary buyers typically through a combination of identity theft and selling motorhomes that aren’t theirs to sell.

This is a big subject, and it can’t be adequately covered in a brief article. You should, therefore, research it online and take all steps necessary to protect your interests when buying from a private individual.

Provided you are aware of the possible pitfalls and scams and continue to exercise a buyer’s caution, you might be able to strike an attractive deal on a used motorhome bought privately. Make sure you doubly protect yourself from possible fraud by:

making identity checks, to be sure you know exactly who you are dealing with and that the address they are giving you is, in fact, real;
verifying ownership of the vehicle – to be sure that they own the vehicle they are selling;
conducting outstanding finance checks, to be sure that you are not inheriting any potential debts with the vehicle; and
making any cash transfer with as much security protection as you can muster.

Summary

Questions about the size of the motorhome that best suits you, makes and models, use of your recreational vehicle, finance options, and whether to buy new or used, from a dealer or private sale – you’re likely to be faced with many decisions if you’re looking to buy a motorhome.

We have lots of other useful motorhome buying tips plus general advice and guidance for those who are purchasing a motorhome.

Why not contact us for an initial friendly and entirely non-committal discussion? We’d be delighted to help!

Further reading: Motorhome buying guide.

If you love travelling, touring and exploring the great outdoors or want to find out about how to get started, this is the event for you. Join Tim and Paul at the NEC, Birmingham this October to get a first hand look inside our extensive range of Auto-Sleeper models.

This is a brilliant opportunity to step inside the latest vehicles from Auto-Sleepers and get a real understanding of what a motorhome is all about and a feel for which layout suits you.

You will be able to find Auto-Sleepers in HALL 8 STAND 8.25

Event Opening Times:

10.00am – 6.00pm 15th – 20th October 2024

Location Address – National Exhibition Centre, North Ave, Marston Green, Birmingham, B40 1NT

Hand in hand with the business of selecting a motorhome goes the need to decide how you will pay for it.

The first is typically something that most people find extremely exciting. The latter is sometimes more daunting for some buyers. The good news is that, in the vast majority of cases, the process is relatively straightforward and not one to be feared because here at Derby Motorhomes we can help make it an entirely smooth process.

There may be a number of options open to you in terms of funding your motorhome – and we are always keen to try and ensure that you understand the pros and cons of your various choices of finance. That’s why we have produced the following brief motorhome finance guide.

So, let’s take a closer look at what is involved in motorhome finance and just what are your options.

Please note that the information used within this guide should not be deemed as financial advice.

Using your own capital to finance a motorhome

For many of us, this might be intuitively attractive.

In some respects, it is the easiest option and the one that offers you the least amount of work. Some buyers also prefer this method because it means they are free from a debt and more independent as a result.

While we would never argue against that, it is worth keeping in mind, though, that it isn’t always necessarily the most advantageous route. For example, if you suddenly needed cash for an emergency, having your money tied up in a motorhome or any other asset, may mean you’ll require some time to free it up.

That is because spending your savings on the purchase of a motorhome removes liquid capital from your financial reserves.

That simply means that once you have invested your capital into a motorhome, if you need cash in a hurry to deal with an emergency, it is no longer immediately available to you. While good pre-used motorhomes are typically always in high demand, it may still take time for you to convert your vehicle into cash should an emergency arise.

It’s therefore worthwhile thinking a little about whether using your own money is the most sensible or prudent option – or whether you might want to consider borrowing the necessary funds.

Borrowing to finance a motorhome

Borrowing the money to purchase your motorhome means finding a lender prepared to advance the loan or extend the credit.

Perhaps the first point to keep in mind is that lenders are keen to find reasons to say “yes” to any financing application – that is their business, after all. But that business interest means, first and foremost, their determination to recover any finance that is lent.

While a lender is going to welcome an application, they will invariably require a credit history check – for confidence in your ability to make the necessary repayments. Credit checking is also a condition of the lender’s authorisation by the Financial Conduct Authority (FCA).

This validation process is also known as a credit risk assessment, though having a few minor problems on your credit history is not always a showstopper. Some of the brokers we use understand that very few people these days have an entirely blemish-free credit history record. That said, any motorhome finance provider will reserve the right to decline an application if they feel it is not in your best interests.

The vehicle’s valuation and sum requested

As you might expect, any provider of motorhome finance will need to protect their interests in terms of being sure that the sums they are advancing make sense against the value of the asset concerned.

What this means is that they will be reviewing the price you are proposing to pay for the motorhome against their own industry-standard valuations of such vehicles.

This is rarely a problem and exists for the protection not only of the potential lenders but also the applicant in terms of avoiding you paying more for the vehicle than it is worth.

Our services

We work with some of the leading motorhome finance providers in the UK.

Thanks to that network of contacts, our aim is to offer a wide range of motorhome finance options – each of which have their unique advantages and issues. A solution that is suitable for one buyer might not be optimal for another.

We would be happy to sit down and discuss just what your options are in a given situation. We will then typically be able to assist you in finding a motorhome loan package that’s both suitable and cost-effective.

Motorhome finance options

So, let’s take a brief look at some of those different finance options:

Personal loans

this involves you borrowing a sum of money from a bank or other funds provider;
you then purchase a motorhome using that loan and the vehicle is immediately and legally yours;
you repay the loan over the period of time that you have agreed with the loan provider;
personal loans may be secured or unsecured – and if security is required, this typically takes the form of a charge over the motorhome itself in favour of the lender;
that allows the lender to repossess the motorhome (or whatever else you have used as security) in the event you defaulted on your repayments.

Hire purchase

Hire Purchase (commonly shortened just to HP) involves the lender purchasing the vehicle and then allowing you to use it as if it were your own – under the auspices of your designation as the “registered keeper”:

typically, you’ll need to find a deposit as your contribution towards the overall cost – the amount of the deposit is likely to be around 10-15% of the purchase price;
you will also need to demonstrate to the funds provider that your overall financial position is such that you will be able to comfortably afford the monthly repayments – and that is usually done by way of the credit risk assessment to which we have already referred;
each month you will make a regular repayment to the provider of the funds – with the term of the agreement typically extending over a number of years;
once you make the final repayment, legal ownership of the motorhome transfers to you.

There are typically very few restrictions on what you can or cannot do with your motorhome when purchasing it under HP – but you cannot sell the vehicle without the advance permission of the provider of the funds because it really isn’t yours to sell until you’ve made that final repayment.

Personal Contract Purchase (PCP)

PCP is where you put down a deposit (which can be cash, part exchange or a combination of both);
although regular monthly payments are then made, they effectively represent only the value of the lease of the vehicle;
the lender defers, until the end of the agreement, an amount roughly equal to its future value and guarantees to this (subject to you meeting the pre-set terms of the agreement);
so, if all terms are met, you can simply hand the vehicle back to the lender at the end of the agreement or pay the lump sum to own the vehicle outright – or part exchange it for another.

Equity release

In some circumstances, you may be able to borrow money against equity that you have in another asset.

let’s say, for example, that you own a property realistically valued at £300,000 and an outstanding mortgage on it of £50,000;
that means, broadly speaking, that you have £250,000 equity in your property;
some lenders may be prepared to advance loans, using your property as security, providing the equity exceeds the amount you are looking to borrow;

It is worth remembering that your property may be at risk if you are unable to continue the repayments against any loan secured against it.

Derby Motorhomes for motorhome finance

Thanks to the in-house expertise and experience we offer here at Derby Motorhomes, there is no need to look any further for your specialist motorhome finance. Not only are we one of the leading dealers for Auto-Sleeper motorhomes in the UK but we also aim to arrange the finance you need buy putting you in touch with reputable lenders.

If your personal financial status is backed by a healthy credit history, so much the better. But even if it less than perfect – and you have experienced difficulties with borrowing or credit in the past – you may still be able to find the finance deal that puts you behind the wheel of your new motorhome in no time at all.

Why not get in touch today to find out more?

Further reading: Financing your Auto-Sleeper purchase

Lincoln Motorhome Show September 2024

Sep 12, 2024

Lincoln Show September 2024

Looking for a day out, a weekend away, your first motorhome or upgrading your existing motorhome?

Why not visit the Lincoln motorhome show taking place over three days in September; Derby Motorhomes will be amongst the exhibitors at this year’s event with a fine selection of motorhomes on display for sale and we’ll be delighted to see you there.

Outdoors events such as these are a great way to see different dealers, different brands and different layouts, so why not pop over to the showground and catch up with Tim, Brian and Paul, share a coffee and pick up a great deal too?

Motorhome shows though, aren’t simply all about dealers selling motorhomes, you will also find stalls selling everything a person could possibly imagine, from pots and pans to towbars and tow-cars, and everything in-between too!

There’s great evening entertainment shows each night, lots of good food outlets and very reasonably priced pitches for those staying for the weekend.

For more information on the Lincoln show, follow this link

https://www.outandaboutlive.co.uk/shows/show/the-motorhome-campervan-show-season-finale

We are proud of our long association with Auto-Sleepers and make no secret of our admiration for their vehicles.

In what follows, we’ll outline some of the reasons for that and why Derby Motorhomes is proud to offer them to our customers for their consideration.

Quality

The first thing we have to mention is, of course, the very highly regarded reputation of Auto-Sleepers for build quality. This covers every element of their coachbuilding and van transformation services, as well as their commitment to no compromise on getting it right.

Unsurprisingly, that has a direct relationship to how often you, as a potential buyer, will need to get things looked at and attended to after purchase. From our lengthy experience, we know that these vehicles typically don’t cause post-sales issues for our customers and that means we are protecting the interests of those same customers when we recommend Auto-Sleepers to them.

Excellence in design

Of course, important as build quality is, nobody wants it to result in a rather Spartan motorhome that looks fit for purpose in a utilitarian sense but which also manages not to catch the eye!

The Auto-Sleepers range sets the bar high in terms of innovative design and attractiveness. Their interiors are stunningly modern and also offer a range of options that will allow you to select the décor you feel suits your personality. There is no question here of you having to put up with a single option by way of what their designer thought you should appreciate.

Looks are not the only consideration though and the functional quality of these designs is fantastic. When you are inside an Auto-Sleepers motorhome, it’s almost like being in a small boutique hotel where everything not only looks good but performs excellently too.

For example, some of the kitchen and cooking equipment is simply stunning and of a type and quality you might normally associate with a luxury apartment rather than a motorhome.

Financial sense

A combination of the things mentioned above leads to a situation whereby Auto-Sleepers vehicles are highly sought after and that includes within the pre-used motorhome marketplace.

The result of that is that they tend to have an excellent residual value model, depreciating less than numbers of other models.

This Cotswold based company doesn’t target the bottom end of the marketplace in terms of its pricing model and nobody is pretending that they are the cheapest motorhomes around. However, if you’re looking at the financial position from a balanced perspective, taking into account depreciation, Auto-Sleepers might make sound common sense.

Customer feedback

As you might expect and even demand, we take the feedback that we receive from our customers very seriously.

We know from many years of after-sales discussions with our customers, just how happy they are with Auto-Sleepers. That gives us on-going confidence in terms of our recommendations.

Power plant

Having a superb piece of coachbuilding isn’t necessarily going to be massively impressive if it sits on a middle-of-the-road and decidedly average power plant and chassis.

Auto-Sleepers only use prestige plants from Peugeot and Mercedes-Benz. Yet again, there is no compromise on quality there either.

Summary

We recognise that there are many factors to take into consideration when you are purchasing a motorhome. We will be only too happy to look at those objectively with you and to see whether or not there is an Auto-Sleepers model that will be ideal for your requirements.

France

France remains a popular destination – if only because it is so close and easy to get to by ferry or the Channel Tunnel;
exploring the country by motorhome is made that much easier by the number of basic-amenity “aires” which you find just outside towns and villages on major highways;
with rudimentary facilities, they are free or very low-cost and are essentially for overnight stopovers, but with hundreds of them dotted around the country, make excellent last-minute parking spots;
elsewhere, the high invariably high standards of regular campsites in France are legend;

Norway

you might be surprised to find Norway on our list of suggested destinations – but you’ll already be aware of the stunning scenery afforded by its mountains and fjords;
it is especially motorhome-friendly because of its law of “allemannsretten” (the Norwegian ‘Right to Roam’ which typically allows you to free-camp – or park your motorhome – for up to two nights on any patch of uncultivated or unfenced land. Rules and exceptions apply, so do make sure you understand these before you travel;

Iceland

the land of ice and fire also extends a surprisingly warm welcome for motorhome holidays;
there are more than 100 campsites spread over what is a relatively small island, so you are unlikely to have to travel far to find one that suits you;
wild camping is not allowed;

Canada

friendly people and spectacular scenery make Canada a favourite among more adventurous motorhomers;
the extensive network of provincial and national park campsites stretches across the country, leaving you rarely without a base from which to admire the wild landscapes;

United States

probably the home of the road trip – “from California to the New York island/From the redwood forest to the Gulfstream waters”, to quote Woody Guthrie – the United States is probably high on the list of destinations for any motorhome enthusiast;
there are iconic sights too numerous to mention in this big, wide country – from the well-known attractions to its myriad of small towns;
Kampgrounds of America is probably the bible for those looking to park up their motorhome to admire the sights – but, in emergencies, you might do well to note that many Walmart supermarkets allow free overnight parking, too.

Not yet ready for such great adventures? Then why not make the most of your motorhome by getting to know all those many fascinating and unexplored corners of the British Isles – where your motorhome is likely to be welcomed just as warmly as anywhere else in the world.

TIP: before you travel, make sure your motorhome insurance covers your destination and any stop off points enroute.

What’s the most important feature of a motorhome? It’s one of the frequently asked questions we’re asked at Derby Motorhomes.

It’s also one of the most difficult questions to answer, of course, since so much about choosing your motorhome is down to personal taste and preference. There may be many different aspects of a motorhome that might lead you to decide either for or against a given model.

In fact, there are so many things to consider that a single article of this nature just cannot cover them all. So, here we will concentrate on just one of the features we are asked about most often – the internal layout.

Think numbers

The optimal motorhome layout might depend upon just how many people there will be on your trips.

In situations where there are four adults (or grown-up children) regularly aboard, you may really appreciate fold-away beds and much more dining space in the living area.

On the other hand, if you are a couple with perhaps the odd trip involving your grandchildren for example, then your motorhome layout thinking might be quite different.

True, you shouldn’t size your motorhome and select configurations based on perhaps one trip every 12 or 18 months with others aboard. But if you’re planning to invite other people with you on a regular basis, it should be taken into account in your configuration design and selection.

Your home on wheels

The precise layout of your motorhome will go a long way to maximising the usable space within the vehicle, the way you intend to use it, and the number of people you expect to accommodate.

A motorhome is your home on wheels, so there is an inevitable trade-off or compromise between interior spaciousness and the need to negotiate the vehicle on the roads – which might often be narrow, twisting, or occasionally congested city streets.

Just remember that even motorhomes that are a similar overall length may differ in both height and width to allow a layout which offers more in the way of usable space inside.

So, whether you are looking for a sufficiently agile and manoeuvrable motorhome to use for touring off the beaten track or a sufficiently spacious and luxurious second home which to which you return as your base each day, there are plenty of layout options from which to choose.

Let’s take a closer look at some of the considerations involved.

The overall size of your motorhome

Remember that the smaller the motorhome you select, by and large, the more compromises you might have to make on internal living space. That’s something that might affect aspects of your motorhome layout.

For example, some motorhome owners prefer lots of living room and kitchen space but are more than willing to compromise on sleeping area dimensions. That’s fine but in the case of say over-cab sleeping accommodation, keep in mind that headroom will be restricted and also one partner will have to climb over the other if they need to get up in the middle of the night.

Sleeping arrangements

The degree of flexibility that now exists in terms of choosing sleeping layouts is phenomenal. Even so, not all of them will necessarily appeal to everyone.

For example, if you have two smaller children or grandchildren you take on trips, then you may be very attracted by the idea of bunk beds. If you don’t, then that type of sleeping accommodation may be largely irrelevant in terms of your requirements.

Things you may wish to consider might include:

how many berths;
single or double beds;
where the sleeping areas will sit in your motorhome (at the rear, central areas etc.).

Some options may allow you to keep the bed permanently in place whereas others will allow it to be converted into additional seating accommodation in your living area.

Although tastes and preferences obviously differ, it’s probably fair to say that many people would suggest that fixed beds are more comfortable than those which fold away.

If you are someone or a couple who really values the ultimate in comfort for a great night’s sleep, then it might be better to opt for fixed beds. On the other hand, if you can sleep on the head of a pin, then folding beds may give you much more legroom during the day.

Kitchens

The size and configuration of kitchen areas may also vary considerably between models.

The equipment level contained in many motorhome kitchens is now staggering.

There are often quality appliances and ones which would grace even a conventional kitchen in a main home, as well as specially-designed motorhome gadgets that are economical in their use of space.

If you are someone who really enjoys cooking, wherever you are, then you may be prepared to sacrifice something like fixed beds or larger sized shower facilities in order to have a substantial kitchen.

On the other hand, not everyone goes on a motorhome holiday with the intention of cooking cordon bleu cuisine. It may be that you prefer eating out or preparing basic meals on minimalist kitchen equipment. If that’s the case, picking the right motorhome for you might involve deciding to reduce the amount of floor space allocated to your kitchen and deploying it instead to living or sleeping areas.

You might also want to think about where the kitchen sits in your motorhome. Some people like it at the very back, well out of the way of everything else, whilst others prefer it conveniently located mid-vehicle near the main sitting area.

WC’s and showers

This is one of the areas where individual requirements are most likely to vary. It’s not unusual to hear people say they’ll go for the smallest option possible and use the space saved elsewhere. In practice though, that doesn’t necessarily suit everybody in real life.

Some people just don’t like cramped spaces when they are trying to take a shower and very restricted spaces in these areas can be an issue for larger people. It’s certainly possible to opt for smaller solutions but think it through first and be sure that it’ll result in something you’ll be comfortable with.

It’s entirely possible to have a fully functioning WC contained within your motorhome. What is less commonly known, though, is that it’s also possible to have a normal shower too.

Some people prefer to have the WC and shower room as two separate units. That takes up more space, of course, but it does mean that the two can be used simultaneously.

Still others are less concerned about having a full-sized shower and would prefer instead to use that space for other purposes within the motorhome, being happy to use the communal shower facilities on the campsite.

Once again, your individual requirements can almost always be accommodated providing you select a motorhome provider who is able to offer the appropriate design flexibility.

Popular layouts

With some of these design and configuration considerations firmly in mind, therefore, let’s see how it all translate into practice, so that you are ready to pick your way through some of the most popular types of motorhome layout. And, once again, it is worth stressing that the imagination and ingenuity of contemporary designers, gives you an amazing selection of different motorhome layouts to suit a variety of personal preferences and uses:

Campervans

as the smallest in the stable of motorhomes, campervans are perhaps the most challenging for layout designers;
typically, the forward driver’s and passenger seats swivel around to face the interior, there is a bench seat at the rear – which converts into the bed – and a small galley and cupboards arranged along the side;
yet even within the relative confines of a campervan, there are variations on the theme and you have a wide choice when it comes to selecting the layout that suits your purposes;

French bed layout

also designed to maximise space in smaller motorhomes is the so-called French bed layout;
it is smaller than a regular, fixed double bed because the corner is rounded off to allow greater access around it – it is also an alternative to an island bed when space is at a premium;

Fixed bed layouts

as you move up in the overall size of your motorhome, it becomes possible to have fixed beds rather than those which pull down or convert and which you have to make up at the end of each day;
fixed bed layouts may feature a double bed or two singles – depending on the layout – and are prized for the comfort and convenience they bring to life in your motorhome;

End kitchen layout

if you are looking for a motorhome that serves as a home away from home, you might want to consider the luxury of a spacious end kitchen layout;
by putting the kitchen across the rear of the vehicle, you may achieve a fully-fitted kitchen – with an oven, multiple hobs, workspace and room for a fridge;

End bathroom layout

perhaps even more luxury can be found in having the bathroom at the rear of your motorhome;
it makes room for the toilet, hand basin and walk-in shower – all creature comforts that are likely to make your motorhome a comfortable yet mobile second home.

With layouts for all occasions, uses and personal tastes, choosing the one that suits you may be as important as picking the motorhome itself.